3rd step closer to $10,000

Quit the gym membership

You know you want to and here is an excellent excuse. Do you really use the gym? Do you use it every day or 3 times a week? Even if you do a great alternative is to look at your local park recreation center. Many have workout rooms, various workout classes, running tracks, etc. A simple phone call or a visit will answer all of your questions.
Do not forget about the social aspect of exercising at your local park rec center, your neighbors are probably there also.
Some of the local fitness centers charge $60-$70 a month not including enrollment fees or parking.
At the low end the annual savings at $60 a month is $720.